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Mortgage Loans in Evergreen

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Mortgage Home Loan

How the process works

1

Documentation

There are a few critical documents we will need to verify to start your process.  Learn More
2

Appraisal

The appraisal insures the home you are buying is worth the price that is being offered. Learn More
3

Initial Underwriting

The Underwriter will verify that all information is accurate and authentic. Learn More
4

Conditional Approval

Conditional Approval is granted when the Underwriter approves the loan under certain conditions. Learn More
5

Clear To Close

The Underwriter verifies that all documentation has been provided and all conditions have been met. Learn More
6

Closing

Signing the final documentation and receiving the keys to your new home! Learn More

Documentation:

Appraisal:

Underwriting:

Conditional Approval:

Clear to Close:

Closing:

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All about Evergreen

Tucked in the mountains west of the state capital, Evergreen provides a warm respite from Denver’s big-city bustle. Alpine meadows, cool forests and brilliant wildflowers create a natural backdrop for this thriving community.

This town was formerly a Ute and Arapaho hunting ground until white settlers homesteaded here around 1860. Its ranches and farms fed Denver’s burgeoning population and its forests supplied the city with lumber. However, Evergreen’s beauty has been its most lasting resource. Celebrities such as Greta Garbo and Teddy Roosevelt escaped to the lush resorts here, leaving behind colorful tales and mementos.

Today, Evergreen boasts an eclectic community and a rich cultural existence — local theater, arts, music and fine dining. For recreation, jog up to Evergreen Lake. This pristine jewel offers boating and picnicking in the summer, ice skating in the winter and fishing year-round. Drive up nearby Mt. Evans (14,624 feet) or watch as the Maxwell Falls cascade 76 feet into a rocky canyon.

Civilization offers its own temptations: a scenic public golf course, attractive galleries, shops, eateries, museums and nightspots. Whether you like to relax in an armchair opposite a roaring fire or prefer a breathless climb through nearby hills, Evergreen has it all. (source: http://www.colorado.com/cities-and-towns/evergreen)

Things to do in Evergreen

Come spend a day here

Evergreen Lake, a popular recreation area, was created by damming Bear Creek in 1927. It sits above downtown Evergreen, which includes a mix of historic buildings and local businesses, including the well-known entertainment venue and restaurant The Little Bear.

In the winter, ice skating is offered at Evergreen Lake. The skating season usually runs from mid-to-late December (approximately Christmas) to late March depending upon ice thickness and weather.

Predicated on the low humidity it is common to see residents walk around in their short sleeve shirts in the middle of winter. In early spring hundreds of elk descend down to residents homes where they feed unbothered by their human neighbors. Two risks associated with living in Evergreen are the occasional mountain lion that poses a risk to humans and pets and driving, which can be quite treacherous.

Registered Historic Places in Evergreen include:

Bergen Park
Dedisse Park
Evergreen Conference District
Everhardt Ranch
Fillius Park
Hiwan Homestead
Humphrey House
O’Fallon Park
Pence Park
(source: https://en.wikipedia.org/wiki/Evergreen,_Colorado#Sites_of_interest)

Education in Evergreen

All about the educational system

Each year, Newsweek picks the best high schools in the country based on how hard school staffs work to challenge students with advanced-placement college-level courses and tests. Just over 1,600 schools only 6 percent of all the public schools in the U.S make the list. Evergreen High School is a phenomenal community high school nestled in the mountains of Evergreen, Colorado that covers more than 47 square miles. Our graduates are enrolled in all of Colorado’s state colleges, as well as the most prestigious colleges throughout the country. These include, but are not limited to: Harvard, Yale, Brown, Stanford, Colgate, Olin College, Scripps, Tufts, and many others. We are most well-known for our rigorous, innovative, and creative academic curriculum.  While academics come first at EHS, we are committed to creating a fluid educational environment that also allows families to balance their lives with respect to athletics, activities, and community service.   As a 2007 National Blue Ribbon School, eleven time John J. Irwin Award winner, and one of Newsweek’s top 500 high schools, EHS is a school of excellence for students, parents, staff, and the community.

Bergen Valley Intermediate School has also been ranked the #1 Elementary School in the State of Colorado.

Our community boasts Montessori, charter, and private choice schools as well.

Children of all ages are active in sports teams from soccer to swimming to of course skiing. High school boys and girls teams regularly make it to the championship levels.
View school listings »

(source: http://evergreenchamber.liveeditaurora.com/pages/education)

Evergreen Image Gallery

History of Evergreen

See our rich history

Homesteader Thomas Bergen arrived in 1859, establishing a ranch and stage stop north of present-day downtown Evergreen. Bergen’s Ranch was recognized as a settled area at the establishment of Jefferson County, Jefferson Territory. Subsequent settlers homesteaded south of Bergen along Bear Creek Canyon and the downtown area grew around the confluence of Cub Creek and Bear Creek. Fellow homesteader Dwight P. Wilmot is credited with naming the area “Evergreen”; his home has been preserved and still functions as a private residence across the street from his namesake Wilmot Elementary School.

The town grew on the lumber demand for buildings in Denver and by the 1880s, the town could boast a population of 200 people and six operating sawmills. Improvement of the road from Denver up Bear Creek Canyon in 1911 and electrical service reaching the town in 1917 spurred further growth and the town became a popular summer destination for Denver residents. Resorts like Troutdale-in-the-Pines, Greystone Guest Ranch and the Brook Forest Inn opened and entertained Denverites and celebrities including film stars of the day and Presidents Franklin D. Roosevelt and Theodore Roosevelt, both whom vacationed at Troutdale. During the 1950s, improved utilities in town and the rising popularity of automobiles began to entice more future residents to stay year-round and the town became known as a commuter community. (source: https://en.wikipedia.org/wiki/Evergreen,_Colorado#History)

Evergreen’s Neighborhoods

See info about our neighborhoods

North Evergreen. Evergreen Colorado is a bustling mountain community that rests at an altitude of 7040 feet above sea level.  Scenic beauty, along with an active lifestyle, attracts homeowners to the area.  Enjoy hiking, biking, and jogging on many beautiful mountain trails located throughout the area.  The town center features a historic Western town and a sparkling mountain lake.  Fishing, sailing, picnicking, and ice skating are minutes out the door for local residents to enjoy.  Evergreen is an upscale area with a laid back attitude.  Local residents enjoy the convenience of I-70 for a short commute into downtown Denver and easy access to the all local ski area.  Homes range from castles to cabins.  Evergreen offers mountain splendor, city convenience and a lifestyle that includes residing among elk, deer, fox, bear and so much more.

South Evergreen. Evergreen Colorado is a bustling mountain community that rests at an altitude of 7040 feet above sea level.  Scenic beauty along with an active lifestyle attracts homeowners to the area.  Enjoy hiking, biking, and jogging on many beautiful mountain trails located throughout the area.  The town center features a historic Western town and a sparkling mountain lake.  Fishing, sailing, picnicking, and ice skating are minutes out the door for local residents to enjoy.  Evergreen is an upscale area with a laid back attitude.  Local residents enjoy the convenience of I-70 for a short commute into downtown Denver and easy access to the all the local ski area.  Homes range from castles to cabins.  Evergreen offers mountain splendor, city convenience and a lifestyle that includes residing among elk, deer, fox, bear and so much more. (source: http://www.mountainhomesofdenver.com/south_evergreen_area/area_south_evergreen_summary.htm)

Byron Schulte

Division President  //  NMLS #1406451

Byron grew up in Columbia, MO. He received his B.A. in Finance from Westminster College in Fulton, MO, where he also played soccer. He later went on to obtain an M.B.A. from the University of Illinois. Byron has lived in MO, IL, CO, AZ, and TX, but prefers the Centennial State, where he makes his home. He has always been passionate about real estate and very much enjoys helping people become homeowners. He has been involved in the mortgage industry since 2005. Byron is an avid skier, and along with his wife, two children, and golden retriever, enjoys all the outdoor activities that Colorado has to offer.

byron@drmconline.com(303) 525-0999
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Byron Schulte Mortgage

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