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Mortgage Home Loan

How the process works



There are a few critical documents we will need to verify to start your process.  Learn More


The appraisal insures the home you are buying is worth the price that is being offered. Learn More

Initial Underwriting

The Underwriter will verify that all information is accurate and authentic. Learn More

Conditional Approval

Conditional Approval is granted when the Underwriter approves the loan under certain conditions. Learn More

Clear To Close

The Underwriter verifies that all documentation has been provided and all conditions have been met. Learn More


Signing the final documentation and receiving the keys to your new home! Learn More




Conditional Approval:

Clear to Close:



All about Aurora

Aurora, just east of Denver, is Colorado’s third-largest city. Aurora developed as a military town, with construction of the Fitzsimons Army Hospital and the later additions of Buckley and Lowry airfields.

Today, this city leads the nation in redevelopment, with the creation of new housing and recreational and technical-business plazas in and around the former airfields. Aurora is also home to the University of Colorado Hospital’s Anschutz Medical Campus, a world-class academic health center, with state-of-the-art healthcare facilities.

The area also features three public reservoirs as well a number of parks. Aurora is home to seven public golf courses, with a variety of layouts to chooose from. A thriving arts scene, including the Aurora Symphony Orchestra and Fox Arts Center, complement the city’s vast array ethnic restaurants and markets.

Aurora is also conveniently close to some of east Denver’s top attractions, including the Denver Zoo and the Museum of Nature & Science. At just 15 minutes away, Aurora is also conveniently close to the Denver International Airport. (source:

Things to do in Aurora

Come spend a day here

A Wealth of Aurora Activities! Climb a mountain trail, explore a national park, see a show or dance late into the night – the choice is yours and the possibilities are endless in Aurora. With so many Aurora activities and attractions available year-round, you will have a hard time choosing what to do and see on your visit. Learn more about Visit Aurora’s recommended activities:

Catch a production at the Aurora Fox Arts Center, learn about Aurora’s public art program or visit the Aurora History Museum and other unique area museums.

Discover the educational and leisure activities that our farmers’ and ranchers’ have to offer.

Plan a day trip to Vail, Colorado Springs, Boulder and more. Allow Visit Aurora to to be your tour guide so you can have a game plan for your next family getaway.

Marvel at Aurora’s high plains landscape and all of the wildlife that still call it home, visit the Aurora Reservoir, sip a pint at Dry Dock Brewing and discover other can’t-miss sites.

Explore miles of manicured greens and award-winning courses.

Play on endless bike and hiking trails, state park grounds and more.

Shop ‘til you drop at one of Aurora’s several lifestyle retail areas.

Aurora truly serves as the Gateway to the Rockies with visitors able to enjoy the convenience of being near DIA with close proximity to all of Colorado’s attractions and destinations.


Education in Aurora

All about the educational system

The city of Aurora offers preschool classes at five different locations. Please contact the location you are interested in for more information about specific classes and availability.

Beck Preschool 800 Telluride St. 303-739-6878
Lowry Preschool 1016 Boston St., #880  303-326-8328
Meadowood Preschool 3054 S. Laredo St. 303-326-8304
Summer Valley Preschool 17400 E. Lehigh Pl. 303-326-8676
Village Green Preschool 1300 S. Chambers Cir 303-326-8640

Primary and secondary education:

Aurora Public Schools
Cherry Creek Public Schools
Douglas County School District (The Rocking Horse neighborhood is located within this district)
Bennett Public Schools (Undeveloped land in Aurora that extends east of Monaghan Road, north of County Line Road and south of 72nd Avenue falls within this district)[citation needed]
Brighton Public Schools (The Highpoint at DIA neighborhood is located in this district)
Post-secondary and career education:

Columbia College–Aurora
Ecotech Institute
University of Colorado Denver at the Anschutz Medical Campus
Colorado Community College System
Community College of Aurora
Pickens Technical College
For-profit schools
Anthem College
Colorado School of Holistic and Naturopathic Studies
Colorado Technical University South Denver Campus
Concorde Career College
Everest College
Platt College

Aurora Image Gallery

History of Aurora

See our rich history

Aurora was incorporated as the town of Fletcher on April 30, 1891. The new town, one of the new crop of suburbs sprouting up around Denver, was four square miles of prairie reaching from Yosemite Street to Peoria and 6th Avenue north to 26th Avenue. In 1907 the town was renamed Aurora. Aurora history is one of change, growth, diversity, and community.

Trolley trailers, like the one on display at the Aurora History Museum, were pulled by trolley cars and provided service during busy periods of the day. To learn more about Trolley Trailer No. 610 and early public transportation in the Denver/Metro area Click here.

Aurora’s Military Heritage

Since the very early years of this city, the military has been a big part of Aurora’s history. For almost 100 years, Aurora has been home to countless service men and women and their families. They are part of a rich heritage that makes up our community. Let’s take time to honor those who have served and are serving our country in the armed forces.

In 1918 during the beginning of Aurora’s first building boom, Army General Hospital #21 (re-named Fitzsimons Army Hospital) was built east of town. Twenty years later, in 1938, Lowry Air Force Base was opened to the southwest of town. Rather than closing Fitzsimons, the U.S. government expanded and upgraded the hospital facilities in 1941 just in time to care for the wounded servicemen of World War II. Lowry expanded to a site 15 miles to the east in 1942 that eventually became Buckley Air National Guard Base and later Buckley Air Force Base.

Aurora is now home to the Colorado Freedom Memorial, dedicated in 2013 to honor all of those Colorado military personnel who have lost their lives in combat while serving our country.

Aurora’s historic landmarks tell the story of the city, from a small “trolley town” to a growing suburb of the 1950s. Homes, businesses, public buildings and points of interest are the physical memories of Aurora’s rich history. (source:

Aurora’s Neighborhoods

See info about our neighborhoods

The city of Aurora has allocated $60,000 for the Neighborhood Beautification Grant Program, which is designed to encourage neighborhoods to take action to improve the appearance of their neighborhoods. This grant program will be managed by the city’s neighborhood liaisons and will provide up to $10,000 per ward. Projects should improve the physical condition of a neighborhood, enhance neighborhood pride and identity, promote self-reliance and increase communication among neighbors. The application deadline for the 2016 funding cycle is March 18, 2016.

The city of Aurora has made many efforts to beautify our city. Street median landscaping, the Art in Public Places Program and requirements that developers provide landscaping along major thoroughfares are evident in a drive through Aurora. This program offers two options for financing the fences in your neighborhood.

Neighbor-to-Neighbor Roundtables
This is a great opportunity to network with other neighborhood leaders on topics of mutual interest or concern. These smaller, informal meetings are held during the evenings at a central location throughout the year. Topics have included Internet development and communication, fraud prevention, effective organizing, leadership development, planning review training and much more. The roundtables are free and open to all Aurora residents and businesses.

Resources and Grants
Contact your neighborhood liaison to discover available resources and grant possibilities for community-building activities and project development and maintenance. Neighborhood liaisons partner with various city departments and outside resources to provide opportunities for a neighborhood’s special projects and ongoing needs.
Facilitation, Negotiation and Mediation
Helping keep lines of communication open between neighbors, the liaisons can arrange and facilitate neighborhood meetings. Negotiation and mediation are ways to resolve conflicts outside the formal court process. A neutral mediator guides parties to reach their own settlement by talking to one another about their issues and about the different ways they could work together to resolve them. These services are free to Aurora residents and businesses. (source:

Byron Schulte

Division President  //  NMLS #1406451

Byron grew up in Columbia, MO. He received his B.A. in Finance from Westminster College in Fulton, MO, where he also played soccer. He later went on to obtain an M.B.A. from the University of Illinois. Byron has lived in MO, IL, CO, AZ, and TX, but prefers the Centennial State, where he makes his home. He has always been passionate about real estate and very much enjoys helping people become homeowners. He has been involved in the mortgage industry since 2005. Byron is an avid skier, and along with his wife, two children, and golden retriever, enjoys all the outdoor activities that Colorado has to offer. 525-0999
Byron Schulte Mortgage

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