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Mortgage Loans in Englewood

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Mortgage Home Loan

How the process works

1

Documentation

There are a few critical documents we will need to verify to start your process.  Learn More
2

Appraisal

The appraisal insures the home you are buying is worth the price that is being offered. Learn More
3

Initial Underwriting

The Underwriter will verify that all information is accurate and authentic. Learn More
4

Conditional Approval

Conditional Approval is granted when the Underwriter approves the loan under certain conditions. Learn More
5

Clear To Close

The Underwriter verifies that all documentation has been provided and all conditions have been met. Learn More
6

Closing

Signing the final documentation and receiving the keys to your new home! Learn More

Documentation:

Appraisal:

Underwriting:

Conditional Approval:

Clear to Close:

Closing:

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All about Englewood

The City of Englewood is centrally located within the Denver Metropolitan area. Just south of Denver, Englewood is ideally situated for citizens, business people, and visitors. Englewood offers a small town atmosphere of community with all the benefits of a larger metropolitan area nearby.

Government  Englewood is a home-rule City with a Council-Manager form of Government. The City was incorporated in 1903, and the City Charter was adopted by residents in 1958. The City Council is made up of seven members elected on a non-partisan basis. One representative is elected from each of the City’s four districts, and three members are elected at large. Council Members serve four year terms. The Mayor and the Mayor Pro Tem are elected by the Council.

City Services  Englewood prides itself on providing residents and businesses with quality services. (source: http://www.englewoodgov.org/our-community/about-the-community)

Things to do in Englewood

Come spend a day here

Incorporated in 1903, Englewood is a full-service city 20 minutes south of downtown Denver, where residents and businesses benefit from major transportation corridors and a central location. The city is known for its small-town charm and its proximity to a major metropolitan area.

For an example of why many people move to Colorado, come to Englewood’s City center. Here residential, commercial and cultural facilities blend to form a civic patchwork, connected by grassy walkways and accessible by car, bus, bike and light rail.

Englewood sits adjacent to two large reservoirs where visitors enjoy swimming, sailing, boating and water skiing. This community is also home to a well-designed recreation center, a skateboard park and several athletic fields. Meanwhile, hiking, skiing, camping and other forms of alpine recreation are just an hour’s drive away in the Rocky Mountains. (source: http://www.colorado.com/cities-and-towns/englewood)

Englewood’s Neighborhoods

See info about our neighborhoods

The Community Development Department offers a number of housing programs, all with the goal of promoting a mix of housing opportunities through the provision of affordable housing, expandable housing for different life-cycle stages, workforce housing opportunities, and housing for special needs.

Home Ownership Program- Information on first-time homebuyer classes and mortgage assistance
Home Energy Grant – Grants for eligible Englewood residents to increase energy efficiency in their homes
Housing Programs and Service Providers (PDF file) –  Contact information for housing program and service providers serving Englewood
Colorado Housing Financial Assistance Guide (PDF file) –  A financial resource of over 100 agencies, nonprofits organizations, and charities  Spanish Version
Foreclosure Assistance – Foreclosure counselling
Rebuilding Together – Information for low-income elderly homeowners and people with disabilities seeking to repair and/or rehab their homes. (source: http://www.englewoodgov.org/our-community/about-the-community/housing-and-neighborhoods)

Englewood Image Gallery

History of Englewood

See our rich history

The history of Englewood begins when gold was discovered on what came to be called Little Dry Creek by William Green Russell, an early settler of the high plains, in 1858. Two years later, Thomas Skerritt, considered to be the founder of the city, established a home in the area, which was called Orchard Place. Four years later the first road connecting Denver and Orchard Place was created by Skerritt himself using his own plough. In 1879 the first telephone arrived in the area.

1883 was an important year, as it was the year that the Cherrelyn horsecar path was laid. The Cherrelyn trolley was and is an important city icon, being carried up Broadway by horse and down by gravity. 1903 brought incorporation, but Skerritt was edged out by J.C. Jones as the first city mayor. Jones was a prominent landowner, having originally owned almost all of what is now north Englewood. The next two years brought the establishment of the first newspaper in the city, soon to be named the Herald. In 1905 Swedish National Sanitorium was founded, soon to become the massive present-day Swedish Medical Center. 1906 brought the first pavement and street lights, and a year later the police and fire departments were established. In 1908 the famed Cherrelyn horse trolley stopped running.

Pirates Cove. 1948 was a start of a great period of change for the city. 2,500 acres (1,000 ha) on the Platte Canyon were purchased, and soon McLellan Reservoir was created. This ensured water independence from the powerful Denver Water, and in fact, Englewood provides water to most of the south metro area now due to its vast, early-established water rights. Soon after the city embarked on a huge building boom; most of the city was in fact built up by 1960.

Englewood City Hall. In 1965 City Park was sold to make way for Cinderella City, the largest mall west of the Mississippi River and one of the largest in the world when it opened in 1968. The developer provided the funds to create a vast city park network to replace the single City Park that the mall was built on. Thirty years later, the city demolished the defunct mall in order to make way for a new, transit-oriented development that would also contain a new Civic Center, library, and the relocated city hall.

In 2004 Englewood opened the Pirates Cove water park as part of a multimillion-dollar improvement package for the city parks system. In addition to Pirates Cove many improvements were made to the South Platte River trail system and to the Englewood Recreation Center, originally constructed in 1975.  (source: https://en.wikipedia.org/wiki/Englewood,_Colorado#History)

Education in Englewood

All about the educational system

The City of Englewood is served by the Englewood Public Schools (EPS), a district with two high schools, Englewood High and Colorado’s Finest Alternative High School. Small parts of the city are served by the Littleton Public Schools and the Sheridan Public Schools. There are two middle schools: Englewood Middle School and Englewood Leadership Academy. There are four elementary schools: Bishop, Clayton, Charles Hay and Cherrelyn. Some of neighboring Cherry Hills Village is within the Englewood School district.

The city is also home to a number of private schools, including the Saint Louis School, a large Catholic K-12 institution. Also, the city used to host the Denver Seminary, an evangelical graduate-level religious school that has since relocated to Littleton. The former seminary site is now slated for redevelopment. (source: https://en.wikipedia.org/wiki/Englewood,_Colorado#Education)

Schools

The majority of Englewood residents are served by Englewood Public Schools, with some areas of the city served by Cherry Creek, Littleton, and Sheridan public school districts. Englewood has two public high schools: Englewood High School and Colorado’s Finest Alternative High School; two middle schools: Englewood Middle School and Englewood Leadership Academy; and four elementary schools: Bishop, Cherrelyn, Clayton, and Charles Hay; and one early education center (Maddox). Englewood is also served by the following private schools: All Souls Catholic School, St. Louis Catholic School, and Humanex Academy.  (source: http://www.englewoodgov.org/our-community/about-the-community)

The private University of Denver is located here, responsible for the city’s funky, college-town character and Condoleezza Rice’s bachelor of arts degree. At the Magness Arena watch the DU Pioneers compete for yet another NCAA hockey championship. An area must-see is the newly restored Gothic Theatre, a beautiful art-deco venue dating back to the 1920s. (source: http://www.colorado.com/cities-and-towns/englewood)

Byron Schulte

Division President  //  NMLS #1406451

Byron grew up in Columbia, MO. He received his B.A. in Finance from Westminster College in Fulton, MO, where he also played soccer. He later went on to obtain an M.B.A. from the University of Illinois. Byron has lived in MO, IL, CO, AZ, and TX, but prefers the Centennial State, where he makes his home. He has always been passionate about real estate and very much enjoys helping people become homeowners. He has been involved in the mortgage industry since 2005. Byron is an avid skier, and along with his wife, two children, and golden retriever, enjoys all the outdoor activities that Colorado has to offer.

byron@drmconline.com(303) 525-0999
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Byron Schulte Mortgage

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